That's all background for why a colleague called my attention to this NY Times op-ed this week. It it titled "Michigan's Discriminatory Work Requirement," and the authors are a pair of University of Michigan law professors, Nicholas Bagley and Eli Savit. The core argument is reflected in this excerpt:
Last month, the [Michigan] State Senate passed a bill that would require Medicaid beneficiaries to find work or else lose their coverage. The bill, now under consideration in the Michigan House, has come under fire for harming the poor and disabled, as well as for burdening struggling families with needless paperwork. More than 100,000 people may lose health instance if it passes.
There’s another flaw in the bill, however, one that exposes it to serious legal challenge: It’s racially discriminatory.
Many of the legislators supporting Michigan’s work requirements come from rural districts with high unemployment. Many of those districts are predominantly white. To protect their constituents, these legislators have included a safety valve in the bill: If you live in a county with a high unemployment rate (over 8.5 percent), you’re exempt from the work requirements. The rationale? When there are no jobs to be had, it doesn’t make sense to punish you for not working.The Washington Post followed up a few days later with this analysis from Jeff Stein and Andrew Van Dam. The headline blares: "Michigan's GOP has a Plan to Shield some People from Medicaid Work Requirements. They're Overwhelmingly White."
Yet that safety valve does not apply equally. Specifically, it does little for Michigan’s black residents, who are concentrated in cities like Detroit, Muskegon and Flint. Those cities suffer from chronically high unemployment rates, but they’re all in counties with low rates.
Medicaid enrollment data provided to The Post by the Michigan Department of Health and Human Services shows that this exemption would overwhelmingly benefit white people while leaving the work requirements in place for all but a sliver of the affected African American population.
Without the exemption, the work requirements are projected to apply primarily to approximately 700,000 Michigan residents enrolled in Medicaid under broader eligibility rules passed under Gov. Rick Snyder (R).
African Americans make up about 23 percent of that population, but they would make up only 1.2 percent of the people eligible for the unemployment exemption. White people make up 57 percent of the total potential affected population, but they make up 85 percent of the group eligible for the unemployment exemption, according to an analysis of the state's data.I read both pieces to imply that the proposed law's sponsors intended to discriminate against African Americans living in the state's major cities. That is entirely possible, but another explanation is also possible: the legislators were simply trying to do a good turn for rural folks facing crappy labor market opportunities. Perhaps this is just an illustration that the scale of the county is a poor one for these purposes. That is, the scale of the county makes some sense in relatively rural areas where the employment rate doesn't vary much across the county. It's a poor proxy for the robustness of the labor market in a county that includes both core urban and suburban (and even exurban) areas.
Bagley and Savit do at one point acknowledge that discriminatory intent may be absent here, and they also helpfully explain that it doesn't matter under the relevant federal law, where the test is discriminatory impact. The authors close with reference to bigger picture issues that implicate the ease (or lack thereof) of mobility to places with better job markets. They also then highlight rural-urban differences and, as I read it, effectively and unhelpfully pit rural and urban against each other:
If work requirements were a good idea, conservative Michigan legislators wouldn’t need to exempt their rural constituents. They’d just offer a tough-love message: If you want health insurance on the public dime, you should move to a place where you can find work.
That’s not the message, though. The message, instead, is that work requirements are good for people who live in hard-bitten cities and bad for those who live in hard-bitten counties.Given the lack of political power I perceive to be held by rural people and places, I'm surprised the Michigan legislators thought of them at all.
5 comments:
Do you need Personal Loan?
Business Cash Loan?
Unsecured Loan
Fast and Simple Loan?
Quick Application Process?
Approvals within 24-72 Hours?
No Hidden Fees Loan?
Funding in less than 1 Week?
Get unsecured working capital?
Email us:urgentloan22@gmail.com
Application Form:
=================
Full Name:................
Loan Amount Needed:.
Purpose of loan:.......
Loan Duration:..
Gender:.............
Marital status:....
Location:..........
Home Address:..
City:............
Country:......
Phone:..........
Mobile / Cell:....
Occupation:......
Monthly Income:....
Email us (urgentloan22@gmail.com)
THE PRACTICE LOAN COMPANY PLC is a British based financial consulting company with years of experience in the international and local finance market. Be it lease bank guarantee, Stand by letter of credit or any type of refinancing, talk to our team at THE PRACTICE LOAN COMPANY PLC and certainly we will set your business on the right path with our sound and quality financial advice and services.
Our bank instrument can help you fund your projects in Trading, funding project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges, Real Estate and all kind of projects.Having years of professional, invaluable experience in the banking and finance industry, and having access to dozens of different prominent trusted and reliable providers, our Financial Services consultants will crawl through hundreds of products to find one that perfectly matches your needs.
Purchase Instrument of BG/SBLC : 38%+2% Min Face Value cut =5M- 10B EUR/USD
Lease Instrument of BG/SBLC : 6%+2% Min Face Value cut = 5M- 10B EUR/USD
DESCRIPTION OF INSTRUMENTS:
1. Instrument: Bank Guarantee (BG / SBLC) (Appendix A)
2. Total Face Value: Eur 5M MIN and Eur 10B MAX (Ten Billion USD).
3. Issuing Bank: HSBC Bank London, Barclays, Credit Suisse and Deutsche Bank Frankfurt.
4. Age: One Year, One Month
5. Leasing Price: 6% of Face Value plus 2% commission fees to brokers.
6. Delivery: Bank to Bank swift.
7. Payment: MT-103 or MT760
8. Hard Copy: Bonded Courier within 7 banking days.
Name: Paul Christopher
Email: thepracticeloancompanyplc@gmail.com
GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR LEASE AT THE LOWEST RATES AVAILABLE. OTHER FINANCIAL INSTRUMENTS SUCH AS MTN, CD, DLC, PB ARE ALSO AVAILABLE.
I am direct to a provider who has recently issued banking instruments for a couple of my clients the provider is 100% check-able you can do your due diligence on them. I personally know the provider.
Our instruments are only from triple 'a' rated banks and we issue from $1M to $5B . The provider is 100% verifiable. If you are genuinely seeking bank instruments. Contact me and i will furnish you with details.
They deal with issuing of instruments such as Bank Guarantee and Standby letters of credit also Letters of credit. I only want serious buyers then i will put you in touch with the provider directly.
- Bank Guarantee (BG)
- Standby Letter of Credit (SBLC)
- Direct Line of Credit (DLC)
- Medium Term Note (MTN)
- Letter of Credit (LC)
I will be glad to share with you our working procedures.
Contact : Robert Bouffad
Email: Lendingtreemoney@gmail.com
Whatsapp: +447586540601
Postal address
Swiss National Bank
Börsenstrasse 15
P. O. Box
CH-8022 Zurich
BROKERS ARE WELCOME & 100% PROTECTED!!!
GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES
We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable
of taking up time bound transactions.
FOR LEASING OF BG/SBLC
MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
LEASING FEE = 4%+2%
FOR PURCHASE OF FRESH CUT BG/SBLC
MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
PRICE = 32%+2%
Our BG/SBLC Financing can help you get your project funded,
loan financing by providing you with yearly.
RWA ready to close leasing with any interested client in few banking days
I will be glad to share with you our working procedures.
Name : scott james
Email : inquiry.securedfunding@gmail.com
Skype : inquiry.securedfunding@gmail.com
TESTIMONY ON HOW I GOT MY LOAN FROM A FINANCE COMPANY LAST WEEK Email for immediate response: drbenjaminfinance@gmail.com
{Dr.Benjamin Scarlet Owen} can also help you with a legit loan offer. He Has also helped some other colleagues of mine. If you need a genuine loan without cost/stress he his the right loan lender to wipe away your financial problems and crisis today. BENJAMIN LOAN FINANCE holds all of the information about how to obtain money quickly and painlessly via WhatsApp +19292227023 Email drbenjaminfinance@gmail.com
Post a Comment